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Seeking a lease to own home in Monroe, NY

This is a listing received from an individual looking for a lease to own home.

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date listed 9/20/2008
primary location Monroe, NY (Orange County)
alternate location 1 Maywood, NJ (Bergen County)
alternate location 2 Middletown, NJ (Ocean County)
Seeking: lease to own home, rent only or purchase
when From: January 31, 2009 - To: September 01, 2009
best time to contact evenings
my ideal home My Fiance' and I both got nailed with our credit, we decided to concentrate mostly on hers, and mine as the secondary focus. Her credit is up to 700 and climbing at a steady rate, mine is a year or two away (medical incident). We make a combined $170,000 base income, and draw an extra $100,000 in commissionable income as well, per year. We have no car payments because her comapany pays for her car, insurance and gas. We also have 2 credit cards with good rates, that we pay on time, and do not spend more than we make!! I own a car outright. We pay $3100 a month in Manhattan and have solid records to prove 4 straight years of on-time rent, we are never late on the most important things, obviously we both had hiccups or we would both have 850 credit scores.We will be getting married on 8/8/09 and want to stay commutable to NYC, and will be looking at all situations. The best scenario for us, is obviously to have someone carry the paper at a non-loan shark rate, and assume a little risk with us. When our credit is sparkling, we will acquire a bank loan and pay you out, so maybe a balloon in the mix? We have 50K to put down currently and want to buy at about the 400-550K range, dependant on interest rate of course. We are looking for a "first home" and best scenario is someone who needs to get out from under their home in this volatile economy, and therefore, a win-win scenario is created. We don't mind looking at homes that need a little love, but plumbing and the like are not a road we want to travel. A home with an attached apt. would be acceptable, utilizing extra income would be great. We are open minded, but as anyone would, will be doing our due diligence. We are not desperate, so if we can't make it happen now, we will remain patient. Rent to own is another option, yet not if it is a place with hidden problems that will clearly be designed to give the seller the advantage, knowing we won't buy with all that revealed. Thanks, and have a great day.

Contact Information:
Day Phone (646) 241-4245
Evening Phone (646) 241-4245
Email hardworker100@gmail.com

ID: wny-Monroe002

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